Premiums on SBA Loan Sales on GovGex.com Hit Highs Not Seen Since Mid-September 2008

San Diego, California -- March 13, 2009 - Premium bids on select SBA loan sales surpassed 105% for the first time since September 11, 2008 on GovGex.com, the independent exchange for the sale of government guaranteed loans. As reported by the GovGex Independent Pricing ServiceTM (GovGex IPS), loan terms are having a significant effect on bid levels: base rate (Prime vs. Libor), spread on top of base rate, loan amount and years to maturity are greatly impacting premiums.

Market experts argue whether the measurable increase in premiums on certain loans is the result of the American Recovery and Reinvestment Act of 2009, the Fed's TALF program or the return of investor demand for specific loans. While the cause of the price increase is debated, what is apparent is the importance of securing bids from as many potential buyers as possible.

A study conducted by Edgeware Analytics, providers of GovGex.com, looked at hundreds of bids submitted through GovGex.com for SBA 7A loans. Edgeware found that when 2 or 3 bids are received, the winning bid, on average, exceeded the average bid by about 33bp. When 4 or more bids were received, the winning bid exceeded the average bid by about 90bp. In fact, in one recent sale, the range between high and low bid reached 400bp.

The GovGex Independent Pricing Service provides SBA originators with real-time secondary market pricing information based on actual bid levels on GovGex.com -- the SBA secondary market's only open exchange. Lenders use GovGex IPS to structure deals in light of what the SBA secondary market values.

GovGex makes loans available to a growing network of more than 20 buyers, covering the leading SBA pool assemblers and direct investors. To learn more visit: https://www.govgex.com/premium.php.

About Edgeware Analytics, Inc.

Edgeware Analytics, Inc. provides a comprehensive suite of technology products and services to the small business lending marketplace. The company's Small Business Loan Exchange™, BizLX.com™, utilizes powerful analytics to transparently match a broad array of lending marketplace participants including business borrowers, aggregators such as franchisors and business brokers, lenders, secondary market funding sources, and vendors to small businesses. Elements of the Small Business Loan Exchange include SBLX™ connecting business borrowers with lenders, GovGex.com™ connecting sellers and buyers of government guaranteed loans, and ScoreEdge™ creditworthiness scoring model used by national lenders, certified development companies, credit unions and community banks. Additional information can be found at www.BizLX.com.

Media contact:

Mike Rozman

Edgeware Analytics

mrozman@ew-a.com

617-266-3263