Order the 2009 Franchise Report Mentioned in the Wall St. Journal
2009 SBA Loan Default and Charge-Off Data
Reports
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2009 Coleman NAICS SBA Loan Default and Charge-Off Data Report --- $149
2009 Coleman Franchise SBA Loan Default and Charge-Off Data Report ---
$149
Both Reports --- $199
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SBA 7(a) and 504 Loan NAICS Loan Portfolio
Data
Failure and Charge-Off Percentages by Industry through FY 2008
*SBA 7(a) and 504 loans approved from October 1, 2000
through September 30, 2008.
*Loans are classified by industry according to the
North American Industry Classification System.
*Industries with less than ten disbursed loans are
omitted by SBA.
*Disbursed # --- Total number of loans disbursed for
approvals from October 1, 2000 through September 30, 2008. The report
consists of 566,000 loans.
*Disbursed $ --- SBA's guaranty exposure of actual
dollars disbursed (000s omitted), not loan approvals --- $116 billion
total for the report.
*Failure % --- The number of loans in liquidation as
classified by the lender added to charged-off loans. Then divide by the
number of loans disbursed.
*Charge-off % --- The actual cash paid by SBA to honor
its guaranty. This number represents SBA's loss, not the lender's loss.
Divide by the amount of dollars disbursed.
Summary SBA Loan Portfolio Data
2009 Report --- SBA Loan Failure Rate, 11.9%, SBA
Loan Charge-off Rate, 1.9%
2008 Report --- SBA Loan Failure Rate, 8.4%, SBA
Loan Charge-off Rate, 1.2%--- SBA Loan Failure Rate, 6.8%, SBA Loan Charge-off Rate,
1.0%
2006 Report --- SBA Loan Failure Rate, 5.9%, SBA Loan Charge-off Rate,
0.4%
Coleman's SBA 7(a) and 504 Loan Franchise
Failure and Charge-Off Data
500 Franchises Measured through FY 2008.
Data consists of SBA 7(a) and 504 loans approved from
October 1, 2000 through September 30, 2008.
*Franchises with less than 10 approved and disbursed
SBA loans are omitted.
*Disbursed # --- Total number of loans disbursed for
approvals from October 1, 2000 through September 30, 2008.
*Disbursed $ --- Actual dollars disbursed, not loan
approvals.
*Failure # --- Actual number of failures since October,
2000.
*Charge-Off $ --- Actual SBA loss since October, 2000.
*Failure % --- The number of loans where lender's
requested guaranty payment divided by the number of loans disbursed.
*Charge-Off % --- The amount of dollars charged-off
divided by the amount of dollars disbursed.
*Dollar Figures omit (000s).
Summary SBA Loan Portfolio Data
2009 Report SBA Portfolio Loan Failure Rate
SBA Franchise Loan Failure Rate 13.4%
SBA Franchise Loan Charge-Off Rate 2.0%
2008 Report SBA Portfolio Loan Failure Rate
SBA Franchise Loan Failure Rate 10.8%
SBA Franchise Loan Charge-Off Rate 1.2%
2007 Report SBA Portfolio Loan Failure Rate 7.1%
SBA Franchise Loan Failure Rate 9.0%
SBA Loan Charge-Off Rate 1.0%
SBA Franchise Loan Charge-Off Rate 1.0%
2006 Report SBA Portfolio Loan Failure Rate 5.9%
SBA Franchise Loan Failure Rate 6.9%
SBA Loan Charge-Off Rate 0.5%
SBA Franchise Loan Charge-Off Rate 0.3%
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